Kiva is an international nonprofit, founded in 2005 and based in San Francisco, with a mission to connect people through lending to alleviate poverty. They celebrate and support people looking to create a better future for themselves, their families and their communities. 
Kiva Loan for a Shoe Business

By lending as little as $25 on Kiva, anyone can help a borrower start or grow a business, go to school, access clean energy or realize their potential. For some, it’s a matter of survival, for others it’s the fuel for a life-long ambition.

One woman brewing change in Africa, and beyond – Medium  Story by Jessica P. Hansen, photos by Brandon Smith

Vava Coffee, is taking the coffee industry by storm. Upon learning that coffee farmers in Kenya earn less than 35% of the international market value on their high-quality coffee because of their lack of access to better markets and limited knowledge of the quality of their product, Vava set out to shake things up. Get the full ‘scoop’ on how her Kiva loan has allowed her to grow her business and improve the lives of 30,000 farmers in innovative ways

It is well worth having your WordPress installation on auto-update.

I got caught out still having Ver 4.7.1 for a week after version 4.7.2 came out, and my site was breached twice, firstly with an unauthorized post about weight loss and then by a Bala Sniper Hack. WordPress 4.7.1 and other recent earlier versions turned out to have several security issues that allowed unauthorized access.

Luckily I have my site monitored by Securi, so was made aware of the breach immediately and took action to fix the problem. At present I’m only using the free version but have in the past used their paid services to restore the site from a very corrupt state. Being semi-retired now and keeping costs down, I’m only using their monitoring services but that is tremendously useful – to be advised immediately your site has a problem gives you a good chance of preventing a major attack.

There are of course many other ways to secure your sites and I’m going to talk about it a bit more in the near future.

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I was recently contacted by Kathleen Carter from http://educatorlabs.org/who has put together a collection of resources for seniors and the various challenges we face as we grow older.

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I hope this will be of value to any seniors among my readers or those who are carers for someone with a disability or other health problem.

 

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I have just been pointed to an excellent free  resource for those of you who use spreadsheets or even those who don’t yet but would like to learn how to use them – a brand new website about Microsoft Excel!..

SpreadsheetO Video

 

Now I’ve been using spreadsheets for many years, I love them, I even use excel as my calculator because my arthritic fingers often hit the wrong button on a calculator but I don’t realize so get an incorrect total, but with a spreadsheet, I can see the figures I enter and I just have a formula at the bottom that works out the total for me..

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In my work with bookkeeping clients, I’ve created a spreadsheet to work out the split for  invoices with a mixture of tax and no tax items that have to be split into several cost centers – this was a real pain to do each time, but now it’s a breeze, all I need to do is enter invoice total, tax amount and % breakups and presto, the figures to enter are sitting there for me!

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spreadsheetOSpreadsheeto is all about depth. That means each topic get thoroughly explained, in an easy-to-understand manner. All of their content is free and up to date. So even though you’re not an “Excel-nerd” (like they are), you can learn to do some pretty amazing things.

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Even if this is not for you, if you know someone who has to use a spreadsheet, maybe for a club or organisation they belong to, pass on this link to this excellent  Excel training resource..

Here's the link to check it out yourself?
http:// spreadsheeto.com/free-excel-training/

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Nursing Schools Guide & Degree Programs in the USA

My name is Emma Holmes – I’m a senior nursing student at the University of Missouri Kansas City’s RN-BSN program. I’m also the managing editor for NursingSchools4U.com – a website I co-founded to educate students who were wanting a side-by-side comparison of different nursing schools in the country.

You can see the site here:
http://www.nursingschools4u.com

We continuously search the web to gather the most detailed review of all nursing schools in the U.S. As you browse our website you will find hundreds of hand-gathered results and hand-written reviews and summaries on different nursing schools in the U.S.

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Free Monthly Websites

Every month John & Dave give away a free website you can use to start your online business. They have all the help you need to get started right there on the site for free.

Patricia Findlay, EzineArticles Platinum Author

Preserve Left-over Wine