An Inspiring Kiva Story

Kiva is an international nonprofit, founded in 2005 and based in San Francisco, with a mission to connect people through lending to alleviate poverty. They celebrate and support people looking to create a better future for themselves, their families and their communities. 
Kiva Loan for a Shoe Business

By lending as little as $25 on Kiva, anyone can help a borrower start or grow a business, go to school, access clean energy or realize their potential. For some, it’s a matter of survival, for others it’s the fuel for a life-long ambition.

One woman brewing change in Africa, and beyond – Medium  Story by Jessica P. Hansen, photos by Brandon Smith

Vava Coffee, is taking the coffee industry by storm. Upon learning that coffee farmers in Kenya earn less than 35% of the international market value on their high-quality coffee because of their lack of access to better markets and limited knowledge of the quality of their product, Vava set out to shake things up. Get the full ‘scoop’ on how her Kiva loan has allowed her to grow her business and improve the lives of 30,000 farmers in innovative ways

Top 10 Business Opportunities to Make Money in 2014

Money-in-wallet

We all want to make extra money to supplement our income these days,

but the question is, what is the best way to go? What opportunities are legitimate and realistic for ordinary people without a big budget?

.

To give you an opinion other than mine, I went searching for sites with that seemed to me to provide good advice and found this one that gives a top ten list.

.

Don’t expect everything on the list to suit your circumstances, but there are some good suggestions there and maybe the hardest choice will be which one to try first.

money_5Top 10 Ways to Earn Extra Money Online
http://www.australianbusinesstimes.com Sat, 01 Feb 2014 10:38:53 GMT

Everything from self-publishing e-books to entering online tournaments has the potential to bring in an extra wage. The following are ten top ways to earn an income online. One – Self-Publish an eBook: Self-publishing books …
Read more …

Now, some of these ideas would not do for me at all, such as online poker tournaments or forex trading, but the list includes others that do appeal, such as self-publishing or doing this as a service for clients, online freelancing (and another site not mentioned in the article that I use is People per Hour) or setting up a consultant site.

.

Whatever you decide to do, just pick one method and give it a good go. Too many people try one thing for a short time but give up before that idea has a chance to bring in any money

.

Best wishes
Trish

 

Which Money Making System Is Right For You?

With so many money making opportunities available it can be difficult to choose the one that is right for your needs.

 

 

The first thing you need to decide on is what you are actually looking for in an online business. rainy day money

Do you want to replace your current full-time job or business or just earn some extra retirement or rainy day money.

It’s important to recognize your own needs so you can match opportunities to meet those needs the best.

What you will be looking for will be different depending on what you’re after. There are various business models to consider, E-commerce, network marketing, affiliate marketing, among others.

To help you find a model or system that will provide what you need and want in an internet business it’s a good idea to write down a list of questions you need answers for, such as these:

* How long has this system or program been operating?
* Does it have potential for long-term profitability?
* Who or what is the target audience?
* How quickly will this system start bringing in an income?
* What sort of profit could you expect to make with this program in the first six months?

It’s best not to choose an opportunity because a friend, relative or co-worker has a successful website. Each person’s needs and expertise are different, so the right program will not be the same for every person.

Once you assess your needs and what you have to achieve from a money making website you are ready to review the opportunities available out there. While you don’t have to choose an existing system, looking at what is available will help you select something you would like to do.

It will also assist your assessment of what you need to learn or do to turn your idea of a highly profitable money making website that will help you meet your financial needs into a reality.

Always remember that any business requires some hard work and a time commitment; if an advertised system promises you will make thousands of dollars almost overnight, then be very wary of it.

More information about making money online, you can download the free report from Kathleen Gage TheTruthAboutMakingMoneyOnline.zip

New Year, New You

If you struggled a bit last year in some area of your life or business, the new year is a great time to let go of any feelings of failure, look on everything you have done so far as a learning curve and commit to starting again.

Let yourself get excited at the prospect of being successful and having those extra dollars if that is what you want. Use visualization to see yourself where you want to be but remember, you have to take action to achieve your goals. You don't have to know exactly how it will all come about, you just have to take the first step, then the next step. As you go along this way, different possibilities will come to you and opportunities will be presented to you.

Always keep an open mind – help doesn't always come in the form you expected it to; pathways you hadn't thought of may open up to you. Stay positive, believe in yourself and in what you want to achieve. Never give up.

You may find that this month's free ebook has ideas and information that will help you on your journey. To receive it, just enter your name & email in the form to the right to join our monthly freebies list.

Self-improvement & success

2-Minute Rule to Success

Life is a series of minutes. When a person looks at life in minutes versus hours, days, weeks, and years it is easier to make progress. As a society, we believe we must have large blocks of time to get anything done, yet, what is true is that finding things that can be done in two minutes actually is a very freeing activity; very empowering. 

So, what is the 2-Minute Rule? The 2-Minute Rule is a highly effective method that anyone can use anytime – anywhere.

The 2-Minute rule, in effect, is looking at things that can be done in two minutes. People have a tendency to let these two minute opportunities pass them by because they believe that two minutes are not enough time to get anything done.

Here's the challenge – look around when you have a two minutes as you are waiting to make a scheduled phone call, go pick the kids up from school, finishing cooking dinner – you get the idea – what do you see that you could do that would take only two minutes?

Tasks such as: sort the mail, unload the dishwasher, put a load of clothes in the washer, sweep the front porch, call the groomer for an appointment for your dogs, file, pay a bill or two, clean out a kitchen drawer, listen to a YouTube video on setting up a Twitter account, etc. You get the picture – right?

Getting in the habit of using this 2-Minute Rule is so empowering, energizing, and quickly and easily helps you become organized and productive. As you go through your day, ask yourself "is there anything I could do with this block of time"? If so, do it.

Sometimes the two minutes can become five minutes – that is okay. You can also set a timer if you only have a few minutes and do not want to forget to get on a scheduled call or pick up the kids from soccer practice.

The more you use this 2-Minute Rule (more or less), the more excited you will become about being more organized, having less clutter, having less distractions, etc. Our minds are always nagging us about things that need to get done, fretting about keys that are lost, worrying, and feeling guilty.

When you incorporate the 2-Minute Rule you will hear less mind chatter. People have a tendency to discount the power of this little 2-Minute Rule – believing that doing something for two minutes cannot possibly make a difference in their lives and how they feel. Word to the wise – "try it, you will like it."

Is your life cluttered?

I’ve been hearing a lot lately about clutter from various sources and the theory seems to be that if our lives are cluttered up in some area, it stops us from moving forward or getting ahead in that area.

Well not everybody will agree with this proposal, but it bears thinking about so I wrote down of a few things that might affect the workflow in my office for a start.

  • Does clutter make the work flow more or less efficient?
  • How easy is it to find things?
  • Does the look of a tidy office make me feel more inclined to work or less?
  • Do I care about the tidiness of the office when clients or visitors call ?

But it’s not just tidiness I’m talking about, it’s also belongings, such as clothes we don’t wear anymore because they are too big or too small, out of fashion or we just don’t like them & never wear them; shoes (how many ladies do you know with more than 10 pair in their wardrobe?), towells & linen, ornament, gadgets, tools, books, music, movies – the list goes on and one.

Could you give some of these things away to someone who would appreciate them and not feel deprived? Would it make you feel lighter to have gained space back and maybe helped someone else?

Not just physical things either, what about the clutter in our minds? Like holding onto grudges or resentments of things that happened years past; dreams of being famous or wealthy but not taking any action to set us on the path – don’t get me wrong, I’m not knocking big dreams because every success starts with an idea, but without any action, it just stays an idea and doesn’t become reality.

Let’s declutter our lives, our homes, our workplaces, our cars and our minds. Be open to change and to opportunities that come along. Make way for new things, new friends, new places perhaps, new ideas, new starts.

We’re never too old to learn and it’s never too late to start again!

Best wishes
Trish

 

 

Low Cost Home Business Income from Affiliate Marketing

There are many ways to earn money online but one of the simplest methods is to use affiliate marketing. Probably the biggest advantages of affiliate marketing is that it is not necessary for a person to own a unique product and the process can get underway very quickly. An affiliate marketer makes money by earning commissions when they recommend and sell other peoples’ products.

The Affiliate Process

There are a number of different affiliate marketing strategies, but here is a good specific strategy that is relatively simple yet utilizes several current sophisticated features. The first step is to pick a niche (a sub-category of a larger category) in which there are numerous information products, such as ebooks, e-courses, or reports, available. A good idea is to pick a popular niche of personal interest and then to check the categories in the Marketplace of Clickbank.com, one of the top information product resources for affiliate marketers. Select a few products in the niche to promote and follow the steps to become an affiliate of each of the products and to gain access to the author’s affiliate tools, emails, images, and banners.

Next, use a keyword research tool, such as the highly regarded tool offered freely by Google, to find some ideas for a website domain name. Then, purchase a domain name from one of the many domain name registrars and select an affordable web host that allows easy installation of a WordPress blog.

The reason to use WordPress is that WordPress offers a huge variety of themes and functionality, and the blog platform will allow one to write interesting reviews and articles. Additionally, there are article directories and private label article sources that offer good articles that can be freely included on the blog site.

Now, select an autoresponder system from among the numerous reasonably priced autoresponders that are available. This step will provide the system for creating a series of emails to be sent to prospective customers and to allow follow up marketing to those valuable prospects.

Next, using the tools provided by the autoresponder company, create an opt-in box that will enable the collection of email addresses from prospective customers. Offer the customer a free e-course or series of reports that will provide free and useful information to the prospect. Research private label rights ebooks in the chosen niche online and use one to create a multi-part email series that can be loaded into the autoresponder and sent to the prospect at regular intervals. The benefit of this step is that in addition to getting the useful information the prospect can also receive a short promotion about an appropriate affiliate product that may interest them.

facebookLastly, open an account with Facebook and create a business page. The business page should reflect the blog site’s domain name. This Facebook page can then be used to offer bits of information, advice, pictures, and fun personal notices. The page can also direct the reader to the main blog site where larger articles and product reviews can be found, along with the opt-in box and affiliate product offers.

One of the great things about this specific affiliate marketing strategy is that once the pieces are in place the strategy can be easily repeated to create affiliate marketing opportunities in other niches, as the old saying goes, rinse and repeat!

Best wishes
Trish

IMA – A Review of Internet Marketing Apprentice

Is this the site that has all you need?

Membership sites are still going strong this year and for good reason – a good membership site can have all the tools and resources you need to get your internet business up and running and making money. The only reason that often they don’t is that you go flitting from one site or ptoject to another (like I used to) and don’t get on and follow the suggestions, plans or programs that these excellent sites offer.

Mind you, they are not all excellent sites, but most are run by people who with integrity and who want to do all they can to get you making money and living the same lifestyle of freedom that they themselves have. SO how do you know if a particular membership site will be one of the good ones?

Here are a few pointers to help you decide:

  • Does the site just seem to be a product with a download area and an optin box for your email?
  • Is there a whole lot of hype and trumpet blowing and very little factual information about what is included?
  • Does the advertising tell you up front that the “free” offering is just a lead in and once you sign up, you’ll have to pay a fee, perhaps a monthly fee, to have any real benefit?

Now, don’t get me wrong  – there is nothing wrong with a membership site that has a monthly fee and offers great value for that fee – I belong to a few of them myself – but they have always been open and honest up front about the pricing structure, letting you decide beforehand whether this is for you.

So, here are some clues that a membership site you are considering is good value:

  • Are you offered something that you deem to be good value before you are even asked for any cash? Especially important for those who are in their early stages and don’t have much to spare yet.
  • What sort of training is on offer?
  • Is it at a level appropriate for your stage of learning? Some sites will only offer basic stuff, while others will bamboozle a beginner, maybe putting them off forever.
  • What other resources are provided? Can you get products to sell, resell, brand or rewrite & make your own?
  • Do they help you get traffic to your sites? After all, the best website ever won’t make any money if nobody sees it!

OK, enough of my views – I want to tell you about a new membership site started by a guy I’ve learned to trust, Randy Smith and his partner Craig Dawber. It’s called Internet Marketing Apprentice (or IMA for short) and it incorporates all the elements I’ve told you to look out for in a good membership site. You can get free coaching newsletters sent every 7 days and you don’t need to pay anything for that.

 

However, for those who are ready for more, there many aspects to the membership.

Read more

What Are the “Must” Questions to Ask Before Joining a Business?

Work from home based business opportunities are being researched by many people due to the nature of the economy. Many would be entrepreneurs are looking to find the right business on the internet as there are literally hundreds to choose from.

However, to avoid failure, especially if an opportunity seeker is looking to make money from a network marketing opportunity, it is important to ask what kind of training/system is in place so reps can become successful sooner rather than later. If distributors are not able to earn money within a couple of months from the income opportunity, they will become frustrated and quit.

Therefore, before one signs up on a company’s agreement dotted line, here are some crucial questions to ask:

Read more

Have a Go at Selling on eBay

There’s something undeniably entrepreneurial about selling on eBay. It is true that there are eBay millionaires and there are also successful backroom eBay stores run by people with no more skills than the desire to make money under their own steam and it is the nature of selling on eBay that makes it possible for them and also makes it possible for you. A ready-made audience, instant search engine listings, ready payment systems and the ability to get started with no more than a product, a computer and a desire to succeed all combine to make very low barriers to entry.

The more sophisticated a business selling on eBay becomes, the more opportunity it represents. The scale of the marketplace is immense, for example a pair of shoes is sold on average every 3 seconds. Billions and billions of dollars are transferred every year from buyers to sellers.

There are constantly new niches and opportunities to exploit. Part of selling on eBay is to understand the marketplace and identify exploitable niches within your area of expertise. While there are many bargains to be had on eBay for buyers, it is also possible to achieve a higher price than that paid in shops for some of the items you sell, especially when you start with a low initial price, as this encourages bidding. Everyone loves to get a bargain!

When starting out selling on eBay choose a single, low value product to work with. It makes the whole learning process easier and less painful. Conquer that product before exploring other avenues of revenue. The experience that comes from actually doing it, along with the adrenaline and excitement when you finally make some money from the process is exhilarating. This is normal and healthy, but don’t get carried away. Keep it simple until you feel confident in approaching another market. More competitive markets will be harder to break into, so go for something you know about and feel you can realistically compete in.

Selling on eBay may not require a payment system or a website, but it does require all the other elements of a regular business. You need to be seen to run a professional outfit and to provide a professional service or customers will not return for a repeat visit. Worse than this, one of the features of selling on eBay is that users will leave feedback after their purchase.

Negative feedback can be the kiss of death to your business. Buyers are cautious not to trust their money in the hands of merchants who have provided poor experience for previous buyers and once you have negative feedback it will be seen by all of your prospective customers. Often, with so little to differentiate yourself from your competitors it is vital that you have as good a seller rating as is humanly possible.

A core component to maintaining good feedback when selling on eBay is accurate item descriptions and prompt delivery. The most common reason for poor feedback is slow delivery, although stock control issues, slow customer response times and bad packaging are all very important in order to maintain a good seller rating.

So, give it a go. Have a bit of fun! You’ll never know until you try just how this opportunity might turn out for you.

Best wishes
Trish