tip

The fall in value of currencies, while costs continues to rise is causing millions of older people around the world to fear what their life will be like in their senior years. There is so much uncertainty that retirement savings carefully put aside for all those years will no longer be sufficient to provide the expected comfort in later life. Such questions as what would happen if they developed health problems, what if one partner dies and the other is left, what if they could no longer afford to live in their family home.

It is not all doom and gloom. According to USNews Money department writer, Richard Satran in an article published 5th March 2103:

Fear has motivated people to start saving more, but here are two positive ways to upgrade savings

Older couple reading a document while sitting together

Given a half-decade of economic uncertainty, fear may still be the biggest motivator for retirement saving. The financial crisis inspired people everywhere to save more and hold off on short-term spending. “It shook people out of their complacency and got them thinking, ‘I should save more,'” says Ken Hevert, Fidelity’s vice president of retirement products. “All age groups—young people, too, are showing a tendency to be more conservative.”

New surveys by two leading financial-services companies show how attitudes toward saving have evolved, and highlight a couple of easy steps that can have a big impact on savings.

 These easy steps can be summarized in the following two tips:

“Tip 1: Planning for retirement boosts savings dramatically” – the planning process gives them positive goals for retirement

“Tip 2: Putting eggs in more than one basket produces far higher returns” …. “opening more channels for collecting funds has a positive effect on the amount people save”

Does planning give people a sense of taking control of their lives which helps to overcome the fear factor?

 Click here to read the full article.

There are a lot of things to consider when you work from home. If you need help getting through the do's and don'ts of a business you run out of your home, then this article will give you the help you need to understanding how to make it successful.

Commit yourself not to decisions but to action. Starting and growing a home business does not follow a linear path. It zigs and zags and requires constant flexibility. There is no way to make all the right decisions up front; you just have to jump in and start doing. Commit to action everyday, and have faith that you will be able to make the right decisions each time choices come up. 

There is no one product or service that everyone is going to need, want or be happy with. Do not try to morph your business to make everyone in the area happy. Concentrate your energy on the consumers that are interested in the things that you have to offer to them.

Provide transcripts of any video or audio you post about your home business products or services so that search engines can index it and customers who can't see or hear can read it. Making your content accessible to the widest possible audience will open you up to getting leads from any demographic.

A great tip for your home business is to try to include a gift or surprise with every order that you send out. This will speak volumes for you and your company and give customers a reason to come back to you. The personal touch is critical with your success.

Another great tip for your home business is to pay your takes throughout the year instead of waiting until tax time. This will keep you from being hit with an unexpected amount of money during tax season which might potentially hamper your business. Check with the Tax Office for specifics on how to properly submit your taxes quarterly.

Take advantage of new technology that allows you to charge credit cards from home. Most people want to pay with a credit card, so invest in a product that will easily let you do this. Many companies have figured out how to make this very affordable for home businesses.

To help promote your home business, consider joining forums that are related to home business generally and your own niche in particular. This is a great idea because you will be able to get free advice and many tips or tricks that you might not have been exposed to otherwise. Do your research on which forums benefit you the most.

People can't be bothered clicking through a hundred pages on a website to find out what your home business is about, so feed it all to them on the front page. Include what you do, who you are, quick testimonials, a photo of yourself or your product, and how to contact you, and your leads will skyrocket.

As was stated at the beginning of this article, having a home business requires a lot of work and follow up in many different areas. The tips and suggestions here should help anyone who has or is hoping to start a home based business make it more successful.

Do you have a blog already, but it has been a while since you posted something?

Or perhaps  you thinking of starting a Blog?

To keep your blog fresh and interesting, then you need to post frequently, preferable at regular intervals so your readers have an idea when to expect another instalment. Create different types of posts to keep your readers interested. This also helps you from getting bored with your own blog. It doesn’t matter if you have a blog to make money directly fromit, or you are blogging to drive traffic to someone else’s product to earn affiliate commissions, you need to be aware of the following types of post.

1. The Review Post

Review blog posts can help you to earn income because you review several products, including your affiliate link for each. When reviewing, be unbiased and give an honest review, including both positive and negative comments about the product. Even if you totally loved the product, keep your review balanced by mentioning a few things that could have been improved. Your readers will appreciate your honesty and be more likely to trust your recommendation.

2. The Quick Tip Post

In between your longer posts you can do a “quick tips” type of post; these are approx 150-250 words.We may have a lot of information about our niche that we want to share but it may not rate a full length post. In that case, post a quick tip. Focus on ONE key area of the niche. For example, “How to connect a new monitor” would be a quick tip article for a beginner computer users blog.

3. The List Post

Blog readers love lists! The most popular blogs make good use of lists. You can create lists that fit with any topic imaginable. This is a great way to convey information online because it can be easily scanned by web readers who are “skimmers.” You can also create lists of different ways to accomplish a goal in your niche. “10 Ways To Prepare Your Soil For Planting” would be a great list for gardeners.

4. The Interview Post

Interviews will require some preparation, but they are very valuable to your blog. Interview someone in your niche and then share the results of that interview with your readers. This will not only provide valuable content for your blog, but will also bring more traffic. Most likely, the person you interview will also publicize the event on their blog or Website, directing traffic to your Blog.

5. The Instruction Post

This is similar to Quick Tips as you are providing your readers with valuable information. However, these Instruction posts will go into much more detail on a certain topic. Sometimes your instructions can even be divided into two or three posts or courses. Look at comments and questions from your readers to find what topic would be most beneficial to them.

As you blog, remember that your readers like variety. Don’t always write the same type of post, but add something different to keep it fresh and new.

This is a tip for beginners only! (If you’ve been using PCs for a while you’ll have worked out a method that suits you already).

Have you ever downloaded a piece of software from the internet and couldn’t find it later? It happens to thousands of people all over the world every day! An easy way to find it later is to first prepare a landing zone or a place where you know you can always find it. Continue reading

Beginner Level

How many times have you wondered how to do a particular task on your computer but didn’t know how? How about things like create a new folder or copy and paste some text into notepad? These are simple but often a lost skill with many of the computer users on and off line, so here’s a refresher.

Computer Tip #1

Copy and paste is one task that every computer user will find they are using many times per session for many useful tasks. Say you wish to copy a portion of text into a file in which you are creating a report or project, even an article or your website content? This too is a simple skill to learn with a little practice you will be an ace at it and wonder how you ever got along without it. To copy something you must first highlight it using your left mouse button with your index finger.

You will want to start at the beginning point of the text you wish to copy and place your mouse cursor then by clicking your left mouse button. Now when you do this DO NOT let go of the mouse button which you are holding with your index finger and while holding that mouse button down simply move your mouse over the text until you reach your stop point then let go of your index finger.

Now simply move your mouse into the center of the highlighted text and then using your ring finger to press the right mouse button. This will bring up a menu with the copy selection. Use your index finger, otherwise called the left mouse button; click on “COPY” from the menu that comes up. You have now successfully copied the text and are ready to paste it into your project or a new notepad text file.

Place your mouse cursor in the blank notepad or project and then using your ring finger press the right mouse button to bring up the menu. From the menu select “Paste”. If you successfully completed the copy process your text should appear in the new text file or your current project. If not go back and try again. With practice you will find it becomes second nature to you and your speed will increase as you use it more and more.

Once you have mastered the copy and paste process this way, there’s an another very good way to do it (and my preferred method). Once you have highlighted the text you wish to copy, hold down your control key (Ctrl) and the “C” key at the same time, very briefly. This is written as Ctrl-C and does the same function as the right mouse click ‘copy’. Now move to the new area as you did before and do Ctrl-V (hold down the control key and the “V” key at the same time).

With copy and paste you end up with your text in both places. Sometimes you won’t want that, what you really want is to move it from one place to another, so instead of using copy and paste, you use cut and paste. And yes, there is a shortcut key combination for ‘cut’ too – it is Ctrl-X.

There are times when the cut, copy & paste options are not available on the right mouse menus, but Ctrl-C, Ctrl-V & Ctrl-X will still work. Practice and see which method works best for you. There are always lots of ways to do everything with Windows, Office and other programs , so you just use the one that seems easiest for you. Good luck!

Computer Tip #2

Have you ever downloaded a piece of software from the internet and couldn’t find it later? It happens to thousands of people all over the world every day! An easy way to find it later is to first prepare a landing zone or a place where you know you can always find it.

Some people use the My Documents of Windows but after downloading many files you may find it hard to find the latest file. One simple fix is to create a new folder on your desktop. The definition of your desktop is where you see icons of folder; files and you’re able to see your favorite picture as the wallpaper for your desktop.

To create the new folder is easy. First find an un-crowded portion of your desktop and then using your ring finger click the right mouse button to bring up the context menu for the desktop. There in the menu you will find a selection called “New” Then Click on “Folder”.

This will create a new folder on your desktop. You can name it something that will help you find the downloaded files. The first time you create a new folder, you will notice that the folder naming text is highlighted. To rename the folder to something more to your liking simply start typing and the highlighted text will be replaced with what you wish to type in. A good folder name would be downloads or my new files or even the month and year which will make it much easier to find those files in the future.

Now once the folder is created simply remember when you download the next file to save it in that folder on your desktop for easy and fast access.

I hope you found these tips useful; there are others I think you’ll find handy that will appear as time goes on. If there is anything you want to know about or some topic you’d like to have covered in a post, leave a comment or send me an email.

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