An Inspiring Kiva Story

Kiva is an international nonprofit, founded in 2005 and based in San Francisco, with a mission to connect people through lending to alleviate poverty. They celebrate and support people looking to create a better future for themselves, their families and their communities. 
Kiva Loan for a Shoe Business

By lending as little as $25 on Kiva, anyone can help a borrower start or grow a business, go to school, access clean energy or realize their potential. For some, it’s a matter of survival, for others it’s the fuel for a life-long ambition.

One woman brewing change in Africa, and beyond – Medium  Story by Jessica P. Hansen, photos by Brandon Smith

Vava Coffee, is taking the coffee industry by storm. Upon learning that coffee farmers in Kenya earn less than 35% of the international market value on their high-quality coffee because of their lack of access to better markets and limited knowledge of the quality of their product, Vava set out to shake things up. Get the full ‘scoop’ on how her Kiva loan has allowed her to grow her business and improve the lives of 30,000 farmers in innovative ways

Want Free Traffic for Life?

Calling all website owners: Do you have download pages? How about thank you pages?

How would you like to monetize them and get free traffic for life at the same time?

If so, you'll want to get on over to this site now and join right away  -> http://yupurl.com/niw1zg

Frank Salinas, a veteran of free advertising has just opened the doors to The Thank You Ad Network, where you can get free traffic for life in just 3 steps.

1. Join.

2. Setup your ads

3. Copy and paste your special code on all your websites.

It's that easy. Simple. Easy. Fast. Effective. Click on the graphic below to check it out now!

 

Frank's brand new site is hot!! While you advertise your business for free across a huge network of thousands of sites, you can earn up to 75% instant commissions! 

But the BEST thing about this program is No emails from members AT ALL – how refreshing and almost unheard of for free traffic. No, just a Simple 3 Step Easy To Use System – No ads to click or hard systems to learn.

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Which Money Making System Is Right For You?

With so many money making opportunities available it can be difficult to choose the one that is right for your needs.

 

 

The first thing you need to decide on is what you are actually looking for in an online business. rainy day money

Do you want to replace your current full-time job or business or just earn some extra retirement or rainy day money.

It’s important to recognize your own needs so you can match opportunities to meet those needs the best.

What you will be looking for will be different depending on what you’re after. There are various business models to consider, E-commerce, network marketing, affiliate marketing, among others.

To help you find a model or system that will provide what you need and want in an internet business it’s a good idea to write down a list of questions you need answers for, such as these:

* How long has this system or program been operating?
* Does it have potential for long-term profitability?
* Who or what is the target audience?
* How quickly will this system start bringing in an income?
* What sort of profit could you expect to make with this program in the first six months?

It’s best not to choose an opportunity because a friend, relative or co-worker has a successful website. Each person’s needs and expertise are different, so the right program will not be the same for every person.

Once you assess your needs and what you have to achieve from a money making website you are ready to review the opportunities available out there. While you don’t have to choose an existing system, looking at what is available will help you select something you would like to do.

It will also assist your assessment of what you need to learn or do to turn your idea of a highly profitable money making website that will help you meet your financial needs into a reality.

Always remember that any business requires some hard work and a time commitment; if an advertised system promises you will make thousands of dollars almost overnight, then be very wary of it.

More information about making money online, you can download the free report from Kathleen Gage TheTruthAboutMakingMoneyOnline.zip

Queensland Floods, Jan2011

Flooding in Brisbane & surrounding areas (Queensland, Australia)

floods2

My city is in the midst of the worst flood since 1974. The death toll has reached 14, mostly from the torrent that originated in Toowoomba & swept through the Lockyer valley, upstream from Ipswich & Brisbane, so although we have very serious flooding in the city, we had plenty of warning so little loss of life or serious injury. However, the amount of warning is no compensation for the approx 20,000 people in 30 suburbs whose homes have been inundated with smelly brown, water.

I’m lucky to be in a higher area. My place is 100 yards off  a major road which is flooded down the end about 1km from me. The store I buy my elctronic goods from just down there had water nearly to the roof & it is on a high bit. When I saw that shown in an aerial view from the TV chopper this morning, it really threw me as I didn’t think the water would reach there at all.

floods4They’re asking people not to go sightseeing, so it’s a strange feeling, on the one hand watching the grim scenes on TV but on the other, from where I live and the places I have to go for work, life is seemingly normal.  However, for the thousands and thousands of people with water through their homes or businesses, it certainly is a major disaster. And it’s not just here, NSW and Victoria still have the rain and the water that fell to the west of the ranges.

Especially hard hit are some of the smaller towns in the north and the west who have already had big floods since Christmas, have just cleaned up and now have to start all over again.

The cost of the cleanup for flooding on this scale is massive and many of the victims will suffer severe financial hardship. Any donations you are able to make would be received gratefully. Here is the link to the QLD Govt flood relief appeal www.qld.gov.au. Donations can be made online, by phone, in person, internet banking or mail. Our hearts go out to all who are suffering.

Saving Downloads so you can Find Them

This is a tip for beginners only! (If you’ve been using PCs for a while you’ll have worked out a method that suits you already).

Have you ever downloaded a piece of software from the internet and couldn’t find it later? It happens to thousands of people all over the world every day! An easy way to find it later is to first prepare a landing zone or a place where you know you can always find it.

Read moreSaving Downloads so you can Find Them

Handy Hints 1

Beginner Level

How many times have you wondered how to do a particular task on your computer but didn’t know how? How about things like create a new folder or copy and paste some text into notepad? These are simple but often a lost skill with many of the computer users on and off line, so here’s a refresher.

Computer Tip #1

Copy and paste is one task that every computer user will find they are using many times per session for many useful tasks. Say you wish to copy a portion of text into a file in which you are creating a report or project, even an article or your website content? This too is a simple skill to learn with a little practice you will be an ace at it and wonder how you ever got along without it. To copy something you must first highlight it using your left mouse button with your index finger.

You will want to start at the beginning point of the text you wish to copy and place your mouse cursor then by clicking your left mouse button. Now when you do this DO NOT let go of the mouse button which you are holding with your index finger and while holding that mouse button down simply move your mouse over the text until you reach your stop point then let go of your index finger.

Now simply move your mouse into the center of the highlighted text and then using your ring finger to press the right mouse button. This will bring up a menu with the copy selection. Use your index finger, otherwise called the left mouse button; click on “COPY” from the menu that comes up. You have now successfully copied the text and are ready to paste it into your project or a new notepad text file.

Place your mouse cursor in the blank notepad or project and then using your ring finger press the right mouse button to bring up the menu. From the menu select “Paste”. If you successfully completed the copy process your text should appear in the new text file or your current project. If not go back and try again. With practice you will find it becomes second nature to you and your speed will increase as you use it more and more.

Once you have mastered the copy and paste process this way, there’s an another very good way to do it (and my preferred method). Once you have highlighted the text you wish to copy, hold down your control key (Ctrl) and the “C” key at the same time, very briefly. This is written as Ctrl-C and does the same function as the right mouse click ‘copy’. Now move to the new area as you did before and do Ctrl-V (hold down the control key and the “V” key at the same time).

With copy and paste you end up with your text in both places. Sometimes you won’t want that, what you really want is to move it from one place to another, so instead of using copy and paste, you use cut and paste. And yes, there is a shortcut key combination for ‘cut’ too – it is Ctrl-X.

There are times when the cut, copy & paste options are not available on the right mouse menus, but Ctrl-C, Ctrl-V & Ctrl-X will still work. Practice and see which method works best for you. There are always lots of ways to do everything with Windows, Office and other programs , so you just use the one that seems easiest for you. Good luck!

Computer Tip #2

Have you ever downloaded a piece of software from the internet and couldn’t find it later? It happens to thousands of people all over the world every day! An easy way to find it later is to first prepare a landing zone or a place where you know you can always find it.

Some people use the My Documents of Windows but after downloading many files you may find it hard to find the latest file. One simple fix is to create a new folder on your desktop. The definition of your desktop is where you see icons of folder; files and you’re able to see your favorite picture as the wallpaper for your desktop.

To create the new folder is easy. First find an un-crowded portion of your desktop and then using your ring finger click the right mouse button to bring up the context menu for the desktop. There in the menu you will find a selection called “New” Then Click on “Folder”.

This will create a new folder on your desktop. You can name it something that will help you find the downloaded files. The first time you create a new folder, you will notice that the folder naming text is highlighted. To rename the folder to something more to your liking simply start typing and the highlighted text will be replaced with what you wish to type in. A good folder name would be downloads or my new files or even the month and year which will make it much easier to find those files in the future.

Now once the folder is created simply remember when you download the next file to save it in that folder on your desktop for easy and fast access.

I hope you found these tips useful; there are others I think you’ll find handy that will appear as time goes on. If there is anything you want to know about or some topic you’d like to have covered in a post, leave a comment or send me an email.

New Blog for Senior Computer Users

Hi everyone, welcome to the new blog.

The purpose of this blog is to create a community where folk of senior years and other beginner computer users can all learn from each other and support each other in our journey towards making more use of our computers and finding ways to earn extra income from them and from the internet.

For those unfamiliar with the word ‘blog’, it is derived from the term ‘web log’ and is basically a website, usually maintained by an individual, with regular entries of commentary, descriptions of events, or other material such as graphics or video. These entries are commonly displayed in reverse chronological order.

Blogs are a great way to involve people because they give everyone a chance to make comments on any material posted or to send in helpful answers to problems other members have written in about, so this blog will be replacing the newsletter that some of you were receiving.

Many of you don’t know me, so I’d like to introduce myself. I am a baby boomer, living in Queensland, Australia at present, but thanks to the internet, am in frequent contact with people all over the world. I have two daughters and three grandchildren living on the other side of Australia and the rest of my family living in New Zealand or scattered all over the globe. Naturally I am a frequent user of email & Skype to keep in contact with them. (For those who don’t know about, or use skype, it uses the internet to make long distance phone calls that are free to other skype users or allow you to ring someone’s regular phone very cheaply. We will be doing an article about skype and other similar systems – so stay tuned. If you register to receive email notification of new posts, you’ll get the news immediately this topic is posted.)

I have been a computer buff for twenty years or so after buying my first home computer. Believe it or not, it didn’t have a hard drive at all, just 2 single sided 5.25″ floppy disks and just a little amber screen about 150 x 100mm!

While not an expert in any area, over the years I have helped many, many people to learn how to use their computer better and about eight years ago I started giving structured, one-on-one computer lessons, mainly for seniors.

During this time, I came across a great number of people who had acquired a computer by various means, some by being given an outgrown desktop model from family members who had upgraded, or buying a cheaper PC (personal computer), new or second-hand for themselves or even, as my own mother has done, buying a laptop for the convenience of being able to use it anywhere (like in a warm room in winter!).

One of the things that saddened me was to find that many of these owners would like to get more use from their PC, but were scared to do much in case they damaged something; they didn’t know how to do more than just some of the basic tasks and in many cases, ended up only using these marvellous tools for email and playing patience (or solitaire, if that is how you know it). If this is you, don’t worry – playing solitaire is a great way to become proficient with your mouse!

Now that’s fine if you are happy to be just using your computer for email because it certainly allows you take keep in touch with distant relatives and friends almost instantly. However, for those who would like to take advantage of other functions and features, I’m hoping that the information in this blog, and the comments from others, will inspire you and bring you information and tools to assist you as you learn to make your computer work for you.

Learning can be great fun or it can be a drag, it all depends on how you approach it and what you want to get out of it. Naturally the reasons for people wanting to learn more will be many and varied so the plan is to present some projects/information for beginners and some in varying levels for more advanced users. I won’t be re-inventing the wheel, but will be bringing together ideas, games and projects devised by others into this blog, so that you have a base to work outwards from.

Working along alone is sometimes hard and we lose momentum and hope. I’ve found from personal experience that by belonging to a community of like-minded people, there’s nearly always someone ‘out there’ who can help with something you’re stuck on, or just to say ‘hey, I know what it’s like. I nearly gave up, but hang in there, try this and you’ll soon have the hang of it’.

Do you know that studies have shown that the point where most of us give up is when we are nearly there? I’m sure this resonates with some of you, it certainly did for me when I first heard it. So, hang in there, ask a question, make a post – just don’t feel isolated as there are thousands of people our age out there getting a great deal in so many ways from our PCs.

There will be articles from other senior clubs and forums, ‘how to’ articles, reviews of products and also a special area devoted to using your computer and the internet to earn money. I doubt that there is anyone, not matter what age, who would not find it useful to have another stream of residual income, so there will also be links to information, programs and products that could be helpful on your journey.

I would love to hear suggestions from readers on topics they’d like to learn about so please write your ideas in the ‘Suggest Ideas’ area. You also have the opportunity to make comments after any post. Perhaps add extra ideas or methods that have worked for you and would help others. If you think what is written is rubbish, you are free to say that also, but please abide by the rules, no spamming, no personal attacks and no offensive language.

It is my hope that by coming here often to check out what is on offer we can become a community that shares and grows together.

If you would like to be sent an email whenever there is a new post, enter you name and email address in the form on the home page.

Please be assured, this site is not primarily to push you to buy anything. I would be happy for you to join in, contribute your ideas and never buy a single thing, but please respect the position of others who may want to do so, especially if they are building an on-line business. I would not be where I am today without buying products and mentoring along the way so there will be space for featured & recommended products as well as helpful hints, ideas and general information here on the site. If any readers wish to contribute original articles, please email me.

Looking forward to hearing from you.

Best wishes, Trish