For homeowners in the US, Andy Kearns (LendEDU) has sent me the following link with an outline the best personal loan options for home improvements, plus information on each lender such as their rates, loan amounts, and eligibility requirements.
Most homeowners have to-do lists full of home improvement projects which can get quite expensive. For this reason, they wanted to create an article educating them on the costs involved, ways to finance the project, and when it’s a good idea to work on home improvements.
“Everything we are, arises with our thoughts”. Buddha is believed to have said this thousands of years ago, but it is not original, the concept is also found in the Bible, in Hindu sacred literature and is fundamental to most of the world’s religions.
The problem for most of us is that thoughts just come into our head without us doing anything to put them there in much the same way that our heart beats without us having to think about it. These are often referred to as automatic thoughts and a lot of the time they are negative, even though we don’t realise it, and we are thinking and worrying about things in the past or in the future, stressing out over things we have no control over and that may be highly unlikely to ever happen anyway. Sometimes, these thoughts in our mind seem to be going around and around to such an extent that we feel overwhelmed because we don’t know how to turn them off.
So, the important question really is “can we control our thoughts and focus only on the thoughts that we believe are important to us and let all the others go by?
The good news is that we can. William James, one of the founders of the philosophical school of pragmatism, said “The greatest weapon against stress is our ability to choose one thought over another.”
Of course, although we have the ability to choose which thoughts to focus on, we have to train our mind to filter out probably 99% of our thoughts as they are not useful.
Learning to Train Your Mind
A good way to start is to practice what has become known as mindfulness, the practice of purposely focusing your attention on the present moment?—?and accepting it without judgement. Scientific studies of mindfulness have found it to be a key element in stress reduction and overall happiness.
It’s become increasingly common for mindfulness meditation to be combined with psychotherapy, especially cognitive behavioural therapy, which makes makes good sense, since meditation and this therapy share the common goal of helping people gain perspective on irrational, dysfunctional, and self-defeating thoughts.
There is more than one way to practice mindfulness, and a web search will bring up many options such as joining a yoga group or daily meditation. But if you want to get started on your own, here’s the method I learned about 15 years ago and it has worked well for me.
Sit or lie comfortably in a quiet place and relax your body
Focus on an aspect of your breathing, such as the sensations of air flowing into your nostrils and out of your mouth, or your belly rising and falling as you inhale and exhale.
Once you’ve narrowed your concentration in this way, begin to widen your focus and become aware of sounds, sensations and the thoughts passing through your mind
Accept each thought or sensation without judging it good or bad. If your mind starts to race or to wander, return your focus to your breathing. Then expand your awareness again.
Once you learn to focus your thoughts this way, you can change negative thoughts to positive ones.
Perhaps you dread going to the dentist yet have an appointment coming up and your thought is “I have to go to the dentist”. Consider this thought and realise that when we say we “have to” do something we are dis-empowering ourselves, making ourselves the victim of what we must do. Experiment with using a different word, such as “I plan to go to the dentist” and repeat this new sentence a few times and see if you feel a subtle difference in your mind and body. Now, make another change to your sentences such as, “I choose to go to the dentist” and notice the difference you feel. Once again, change your sentence to something really positive like, “I really appreciate the benefits of going to the dentist and getting my teeth fixed up” and realise that it is true, you really do feel better after your dentist has finished working on your teeth.
Now that you understand the process, use it on other limiting thoughts you have, such as:
I don’t like meeting new people
I’m terrified of having to speak in public
I’ll never lose weight
I hate my job
You Are In control of Your Life
With time and practice your thoughts will become more positive and more empowering. Unconscious thoughts will still occur naturally but it’s up to you to monitor them and control the quality of your thinking.
You are the master of your thoughts and the creator of your life. You are always in control even if you make poor choices!
“Man can alter his life by altering his thinking”. ? William James
“Control your thoughts and everything will be under your control.” ? Debasish Mridha
“We must be OK with the idea that some of our work will be ignored or disliked.”
This was timely advice for me because I’d been spending so much time on each article that it was turning into a real drag, instead of something I’d hoped to enjoy and be stimulated by. You’d think, being in my senior years now, that I’d have understood this concept pretty well by now and I do, in other areas of my life, but this is the first time I’ve really put my writing “out there” and so there’s this tendency to be self-conscious and want perfection (never achieved of course) but still aimed at.
Alex’s other sentence that jumped out at me was:
“Showing up will show the world you mean business, but it?—?more importantly?—?will show yourself what you are capable of.”
Now that was just what I wanted to hear; it doesn’t matter if anyone reads my stuff or not, I’m writing for myself and to see what happens. Self-growth of some kind must occur!
Affiliate Marketing is a marketing arrangement by which an online retailer pays commission to an external website for traffic or sales generated from its referrals.
Although affiliate marketing is sometimes considered to be a grey area, somewhere between advertising and organic referrals, this hardly matters to the people who earn money in this way. Affiliate marketers’ greatest asset is their list (or audience): they are able to earn a revenue share only because of the highly-qualified (relevant) traffic they can drive to someone else’s online businesses.
Why Affiliate Marketing Works
The people who create products or supply services are usually not going to be experts in the field of selling, or marketing. Rather than trying to learn how to do it themselves or pay someone to do it for them, it makes economic sense to use affiliate marketers who already have a wide audience to recommend products to people who have already bought similar offers. Even though commissions for digital products can be quite high, often > 50%, this is still a good deal for the seller. Once a digital product has been produced, there is no additional cost for extra sales, so 50% of each sale an affiliate makes is better than 100% of no sale at all. Right? So affiliate marketing works because it is a win-win situation.
How Affiliate Marketing Works
Affiliate marketers gain their success by cultivating a particular audience and developing a rapport with them. Some of the tactics used are:
Establish themselves as an expert in their industry
Sharing their stories, about particular products or services they’ve used themselves & found to be helpful to them
Publish reviews of products or services
Create in-depth buying guides that compare several similar products or services
Offer special discounts to their list members for the products or services they promote
I’ll be following up with more about this topic in the next few weeks as I review current ways to make extra money online.
I have just been pointed to an excellent free resource for those of you who use spreadsheets or even those who don’t yet but would like to learn how to use them – a brand new website about Microsoft Excel!..
Now I’ve been using spreadsheets for many years, I love them, I even use excel as my calculator because my arthritic fingers often hit the wrong button on a calculator but I don’t realize so get an incorrect total, but with a spreadsheet, I can see the figures I enter and I just have a formula at the bottom that works out the total for me..
In my work with bookkeeping clients, I’ve created a spreadsheet to work out the split for invoices with a mixture of tax and no tax items that have to be split into several cost centers – this was a real pain to do each time, but now it’s a breeze, all I need to do is enter invoice total, tax amount and % breakups and presto, the figures to enter are sitting there for me!
Spreadsheeto is all about depth. That means each topic get thoroughly explained, in an easy-to-understand manner. All of their content is free and up to date. So even though you’re not an “Excel-nerd” (like they are), you can learn to do some pretty amazing things.
Even if this is not for you, if you know someone who has to use a spreadsheet, maybe for a club or organisation they belong to, pass on this link to this excellent Excel training resource..
I am a great fan of Udemy and have enrolled in a number of courses, some completed and others not yet.
I am in good company because there are 2 million in 190+ countries are taking online courses on Udemy. Course they are taking include:
Programming, Yoga, Design, Photography, Spanish, Marketing, Guitar, Finance, Cake Decorating and many many more
More than 12,000 courses (in 10 different languages!) have been published in our marketplace. Each course is designed & taught by an expert instructor and hundreds of new courses are published every month.
So whether you want to get promoted, break into a new industry, start a company, or just further a passion, Udemy’s here to help you achieve your goals.
It’s not just about taking other people’s courses either – anyone can be an instructor, teach a course and charge money for it!
It is a huge opportunity, because Udemy hosts all your course content for you, videos, power point presentations, audio, mindmaps, text etc, whatever teaching materials you prefer, with the proviso that at least 60% must be video content. They even have an excellent free course teaching you How to Create a Udemy Course.
Naturally, there a some standards to be met,
but there is so much help and support that I believe anyone who has something to share could teach it on Udemy.
I am practising what I preach and have just started my first course. Will update you as I go along……
It’s well worth signing up for Udemy’s newsletters or “Liking” their Facebook page so you hear about all the specials – for example, for a limited time you can enroll in courses from Infinite Skills for only $10 – a huge discount from the usual price of $99.
I do and I have enrolled in several courses in a fairly new institution called Udemy.
Our team recruits the world’s top experts, including New York Times best-selling authors, CEOs, celebrities, and Ivy League professors. These expert instructors have taught over 500,000 students on Udemy, helping them learn everything from programming to photography to design to yoga and more.
Udemy is headquartered in San Francisco, California. It was founded in 2010 & is funded by Insight Venture Partners, Lightbank, MHS Capital, 500 Startups and other investors who previously foresaw the internet giants YouTube, LinkedIn, Twitter, Groupon and Yelp.
Udemy helps students make moves. Whether you want to get promoted, break into a new industry, start a company, further a passion, or just accelerate your life, Udemy helps you learn from the amazing instructors in the world, so that you can get there and get there faster.
If you are an expert in some area, Udemy empowers you to create a course and teach online. Best online teaching tools (for free!), a supportive instructor community, and expert course creation & technical teams dedicated to your success.
Whether you are a full-time marketer trying to sell products or services online or someone wanting extra income, to help support your family or as extra retirement income, you will need to generate traffic to showcase your offer to potential customers.
However, the sad fact is that many training packages that tell you how to build a website for your business, where to get good graphics, good copywriting etc, very often having the last thing they tell you is…. and then drive traffic to your new site!!
That’s it, just drive traffic. But how? There are hundreds and thousands of websites out there that just sit on some web server somewhere and never get any visitors! That’s right, not a single person has ever found these sites so lovingly and painstakingly built (I know ‘cos I had a few of them!)
Presenting the answer to that problem, the missing link:
What makes this product stand out from the thousands of traffic generation products out is that none of his methods involve Google.
This is because a few years ago John logged into his Google AdWords account to find out he had been banned from running ads. This is a common issue with anyone in the IM niche and devastating to any marketer that it happens too. Businesses have had their sole source of income dry up in a matter of days!
It’s OK for Google because they can afford to be selective with their ad program as they have huge corporations pumping billions of dollars into their bank accounts. So, no more relying on Google for John Thornhill or his students.
Another popular traffic teaching tactic is SEO. This involves trying to learn complex methods such as title tags, meta tags, heading tags, alt attributes, sitemaps, link building, algorithms, keyword research, page optimization and content creation. You could spend months getting your site to to top of Google’s search results only to see them change their algorithm and your site disappears overnight. The recent Panda and Penguin updates that literally destroyed businesses overnight are one example.
This is why John said “screw you Google” and decided to come up with traffic methods that didn’t involve them at all. He studied other traditional traffic generation techniques and improved them, tweaked them and perfected them. The result is that in the last year his websites have received over 2 billion hits from 20 different traffic generation methods. Yes, you read that correctly, OVER 2 BILLION HITS, and it didn’t cost him one cent.
And the good news is John shares how he generated every single click in his latest product, Simple Traffic Solutions. A step by step traffic generation program that can help you get all the traffic you need to your websites.
Well, where do I start, John has covered all he knows about traffic generation in over 50 modules. Each traffic module consists of theory training, practical training and has a checklist so you can work your way through each method step by step He has also created each module in multiple formats so you can watch the videos on your iPad, iPhone or other digital device, as well as watch online.
John gives each traffic method a rating of one to five stars, showing you what methods work best for him and what methods don’t work so well. This is something not seen often.
While some of the traffic methods appear a little basic they are covered in great detail and John’s enthusiasm convinces you that traffic generation needn’t be a complex matter. In fact he openly shows you how he uses each traffic generation method, shows you how his methods work, and he really has you thinking ‘why bother with Google’.
There is also a ton of PDF material including a very well written eBook, a traffic generation mindmap and a collection of checklists that compliment the modules perfectly, this is worth the cost of the product alone.
All in all, and for the price, this is one of the most comprehensive traffic guides I have ever seen, and the fact John shows you how he implements each method shows you he is genuine. He has put a lot of work into this and it shows.
In fact the only downside I can think of is the price is so low you think what’s the catch? Well John does hit you with an offer of coaching but this is not required to make his traffic methods work.
So for only $4.95 you can get one of the most comprehensive traffic guides I have ever seen and I can highly recommend it, no matter what level of experience you have you will learn from this product.
To top it off he also gives you a 60 day money back guarantee, so this really is one of the best deals I have seen and I encourage you to check it out here.
P.S. – did you get the free traffic package from John to get a taste of this great traffic system, if not click here now!