Guide for Managing Aging Parent’s Finances

The Young Adult’s Guide to Managing an Aging Parent’s Money

Thanks to Brigid Ludwig for pointing me to a new guide on helping parents manage their money as they get older. It covers important discussion topics and warning signs that they may need help, as well as how to become their power of attorney and keep track of their important financial documents.

The guide also has advice on

Use this guide to organize you and your parents’ financial journeys and get ahead of any potential issues before they arise.

The Value of a Smile

Smiling is awesome.

CuteSmilingGirlIt can make us feel better, happier and more positive almost instantaneously. When we’re feeling down, even a forced smile in the mirror can lift our mood and help us feel more optimistic about life, even when we face challenges.

Most of us will smile when we make eye contact with someone smiling and know that if we smile at someone, even a stranger, very often they will smile back.

Why is that?

Charles Darwin, in his 1872 publication “The Expression of the Emotions in Man and Animals” was one of the first to propose that “the free expression by outward signs of an emotion intensifies it.”

From research since that time, we have the facial feedback hypothesis which states that “facial movement can influence experience”. In other words, our facial expressions contribute to how we feel.

Zygomaticus_major_muscle

When we smile and flex the zygomatic major muscle (the one that raises the corners of the mouth when a person smiles) our brain thinks, “I must be happy.”

So, if your mood is neutral or worse, the facial feedback hypothesis says it will improve by simply smiling.

People who smile appear more likeable according to researchers at the Face Research Laboratory at the University of Aberdeen, Scotland in 2011. Subjects were asked to rate smiling and attractiveness and both men and women were more attracted to images of people who made eye contact and smiled than those who did not.

 

Smilers tend to be more productive at work and make more money (for example, waitresses know they’ll receive better tips when they smile at their customers or even draw smiley faces on the bill!) Black-Smiley

Other Benefits of Smiling

smiling-man

Smiling releases the feel-good neurotransmitters, dopamine, endorphins and serotonin  that provide numerous health benefits, including:

  • Reduced blood pressure
  • Increased endurance
  • Reduced pain
  • Reduced stress
  • Strengthened immune system

In a tense setting, smiling not only decreases your stress levels, it makes you more relaxed, allowing you to better collect your thoughts and make more informed decisions.It can also make you seem more trustworthy and competent and because smiling is contagious, when you smile others will likely smile too, making them more relaxed as well.

So smile more often, at yourself and at others. You can never know what is happening in other people’s lives, but some people feel very lonely and isolated so just smiling can make a huge difference in their day.

Be aware, however, that not everyone is capable of responding. Studies have shown that facial feedback appears to be processed differently by individuals in the autism spectrum. Anyone suffering facial paralysis does not have the ability to smile and unfortunately statistics show that these people suffer more from depression than the general populations.

So if you smile at someone and they don’t respond, don’t make judgements or be discouraged, keep smiling as you will always benefit yourself.

No smile is ever wasted.

Rabbit Smiling

A Mother’s Expectations Causing Conflict

My mother was an intelligent woman and had been a bright student at school, good with language and with figures so one of her teachers was encouraging her to be an accountant or a teacher herself.

Now, this was back in 1938, a time when young women were expected to obey their father’s will and my grandfather had the usual belief of the time, that education was wasted on females. So much to her horror and despite many arguments and appeals, my poor mother was taken out of school at age 14 and put to work in a factory doing piecework (sewing cut-out fabric pieces to make garments).

We must understand the times, my grandfather was a caring person and didn’t do this to punish mum, but to give her what he thought was a good start in life by earning some money to fill her glory box. In those days it was up to young girls to get their household linen and clothing ready in anticipation of a married life; working families could not afford that expense on the pay that one man earned.

Mum had to make the best of it and she became a very skilled seamstress, but later when she married, she was very determined that ALL her children would get a good education. And so, we did, but unfortunately, we were pressured into the careers mum had wanted in her own youth.

Most of us had a different preference, I know my youngest sister wanted to stay on the farm, but “girls can’t be farmers” said our parents. When I left school, I had visions of working in the radio station in the technical area, (not an announcer) but mum vetoed that because it was shift-work and deemed not suitable for a girl my age (I was nearly 18 by then for goodness sake?—?what didn’t I fight harder?)

Mother-Daughter-Argument

Conflict in the form of rebellion or arguments from children in those days very often resulted in a lick of the strap, which was fairly effective in getting kids to toe the line, but I feel we were luckier than many of our friends in that we were listened to in family discussion time. Even so, we all felt it was more about making us understand why we were being pushed in certain directions as the pressure remained and we became a family of three long-term teachers and one short-term one, me.

It wasn’t a bad result for any of us really, just not our first choice but in later years mum admitted that the real truth behind these denials of our choices was in fact that mum wanted us all to have a tertiary education, what she’d longed for and been denied in her own youth.

Thank you, Mum.

Thank You

Elderly Care: A Guide for Families New to Caring

I want to share this helpful guide written for families new to caring for elderly loved ones.

The guide is called “ Elderly Care: A Guide for Families New to Caring”. It offers plenty of valuable information such as:

  • Getting started on finding care, understanding different and varied care options available, as well as costs and legal considerations when planning for elderly care.
  • Home modifications and assistive technologies that can improve the daily living of elderly family members.
  • Support networks and charities that offer help and support for both people in need of elderly care and their families.
  • Other helpful resources and tools to help family members begin to find the best possible care option for their elderly.

You can check it here, to know more about it.

Here’s another good guide for Carers:

Guide on Handling Coughs and Colds in the Elderly

This helpful how-to guide tells you what you need to know about colds and flu, why elderly people are at a higher risk of infection, and how influenza and the common cold can lead to more serious health complications in older adults. Also, some useful tips and advice on preventive measures to help keep the elderly from catching colds and flu. You can find it here:

https://www.covonia.co.uk/coughs-colds-elderly-guide/

Uncommon Hypnosis

I’ve been hearing the benefits of hypnosis and hypnotherapy discussed quite a lot lately especially in discussions regarding finding a solution for people who are getting really stressed with increased workloads as businesses cut down their staff numbers to make ends meet, but still expect the same amount of work so get done from the fewer number of employees remaining. Are you one of these? Perhaps hypnosis would be a good solution for you.

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Wouldn’t you like to be able to reduce your stress and still maintain your productivity at work and be calm and relaxed throughout your day, even when you are under pressure from maybe bullies at work or friends asking for loans when you are short of cash yourself? Hypnosis can help with these problems.

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In fact hypnosis can help you to really understand yourself and others, help you to tap into your creative side and become very focused about whatever you are trying to achieve.

Hypnosis has a long history of helping human beings be the very best they can be. It can be used to control anything controlled by the unconscious mind – pain, blood pressure, fear, confidence levels, mood, sex drive… the list goes on…

See the rest of this post by clicking here 

Check out Mike’s self confidence improvement on the link below and see how he became confident with women, stood up to bullies, and took control of his life –  http://www.hypnosisdownloads.com/blog/uncommon-hero-mike-blunt


Amazon Black Friday Deals

At Amazon, Black Friday deals run for a week, not just a day so if you are shopping early for  Christmas or just want to grab a bargain, check out this link Black Friday Deals

Amazon Black Friday deals

There are some real bargains this week and on this page, you’ll be able to see what is coming up in the next few days – video games for the kids? 30% off or more

 
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Amazon.com Widgets

Whatever you might be after, now is a great time to check out Amazon deals. They have a daily deal as well, once Black Friday has past – here’s the link for those: Today’s Deals

Season’s Greetings to All

Xmas-bg-rot-crop49-sml

Best wishes to you all for the festive season and may 2013 bring you love, peace and happiness.

 I have talked about the delightful animated cards from Ojolie.com in  another post this month so I thought I would send one to you all to see why I find them so appealing. Here is my favorite for this year for you all to enjoy.

PAPERCUTPEACEONEARTH01P2

Great Family Visit

Hi everyone
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This personal post is just to let you know why this month’s downloads will probably be late. I’ve just returned from a visit to NZ to celebrate the birthdays of my sister and my brother; both milestone anniversaries, but I won’t say exactly how many years! (You’ll get a fair idea from my photo in the blog header – I’ll just say one is older than me and the other younger)
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The other highlight of the trip was meeting the new babies in the family since my last visit, 3 little boys, one 8 mnths, one six months & the third on just 4 months old (all born to children of my siblings). I wish my own youngest grandson (14months) could have been there too to meet his cousins and play.
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I just have to add a video, they were so cute.

Caring for Elderly Relatives

As I age myself I’m finding many of my friends are facing the problem of how best to care for elderly parents. Nothing is worse than the call from neighbours of your elderly mother or father to say that there has been an accident or illness and your parent has just gone off to hospital again.

When you are the only one of your siblings ineldercare_resource the same town as your mother, father or other relative, much of the care may fall to you and sometimes it just seems to get to be too much. Even unfair.

When it comes to eldercare, it is very important that you are prepared before you are facing critical decisions. Educating yourself about the options available to your parent before the fact will allow you, your siblings and your parent reach the plan of action for his or her situation.

The ebook “How to Take Care of Those Who Took Care of You” is an excellent Eldercare resource and will answer your questions and even some you hadn’t thought of yourself.

free_care_elders

If you don’t want to buy the book, you will find halfway down the page, an excellent free 80 page book titled “How to Take Care of Elders“.