2 Simple Steps to Make Your Retirement Savings Leap

The fall in value of currencies, while costs continues to rise is causing millions of older people around the world to fear what their life will be like in their senior years. There is so much uncertainty that retirement savings carefully put aside for all those years will no longer be sufficient to provide the expected comfort in later life. Such questions as what would happen if they developed health problems, what if one partner dies and the other is left, what if they could no longer afford to live in their family home.

It is not all doom and gloom. According to USNews Money department writer, Richard Satran in an article published 5th March 2103:

Fear has motivated people to start saving more, but here are two positive ways to upgrade savings

Older couple reading a document while sitting together

Given a half-decade of economic uncertainty, fear may still be the biggest motivator for retirement saving. The financial crisis inspired people everywhere to save more and hold off on short-term spending. “It shook people out of their complacency and got them thinking, ‘I should save more,'” says Ken Hevert, Fidelity’s vice president of retirement products. “All age groups—young people, too, are showing a tendency to be more conservative.”

New surveys by two leading financial-services companies show how attitudes toward saving have evolved, and highlight a couple of easy steps that can have a big impact on savings.

 These easy steps can be summarized in the following two tips:

“Tip 1: Planning for retirement boosts savings dramatically” – the planning process gives them positive goals for retirement

“Tip 2: Putting eggs in more than one basket produces far higher returns” …. “opening more channels for collecting funds has a positive effect on the amount people save”

Does planning give people a sense of taking control of their lives which helps to overcome the fear factor?

 Click here to read the full article.

Essential advice for Newbies

This morning I followed a link in an email from Liz Tomey (for those who don’t know Liz, she is a very successful internet marketer).

Liz TomeyThe post was on her site The Biz Model Guru’s Secrets and is titled How To Keep The Techy Stuff From Killing Your Online Biz Success!

This post is excellent advice; Liz says:

I have seen a lot of people never become successful with their own online business for one very easy to overcome problem……

People looking to start an online business need skills such as product creation, copywriting, being able to build simple websites to sell their products from, how to install and use a blog, and several other technical skills.

When people start seeing all these skills they start getting confused, start trying to learn everything at once, and they end up buying everything under the sun to help them but become a casualty of information overload.

They never get any further than where they got stuck and never see the fruits from their labor…..

This post is worth reading, even if you are not a newbie but are not succeeding as well as you hope to. Here is the link    http://bizmodelguru.com/how-to-keep-the-techy-stuff-from-killing-your-online-biz-success/

8 Top Sites for seniors

While browsing for sites of interest to seniors tonight I found this video on YouTube uploaded by Rob Clairman that features 8 Top Senior Sites.

I recommend that you read the written list of all the sites and summary of the content below the video as the video progresses – adds clarity to what you are watching.


Published on 7 Feb 2013

1) Online Searching And Browsing — http://www.touchlogo.com/
This website allows you to browse through endless websites categorized in subjects such as: News, Seniors, Weather, Hot Deals, Health etc. etc.
2) News — http://seniorjournal.com/
This is a great, dynamic and informative news site focuses on the senior citizen
3) Dating — http://www.seniorpeoplemeet.com/
There are many good senior dating sites. However only this one is full with REAL people and an easy and intuitive browsing experience.
4) Housing — http://www.activeadultliving.com/
Just choose your desired state and city and get all the information you need to make a good decision for your next housing
5) Videos — http://www.youtube.com/user/aahsa
This is the official channel of the American Association of Homes and Services
6) Jobs — http://www.seniorjobbank.org/
A great source for jobs and gigs
7) Health — http://www.agingnetworkservices.com/
One of the most popular sites for health and aging related issues.
8) Blogs – http://www.suddenlysenior.com/
Great blog for the golden age! Just check it out